Oh, one final point: Based on my real-life investments and real-life income from them, with the numbers outlined above, a person working for $20,000 a year could conceivably retire at 40. Certainly they could retire at 50. Conversely, with our current system there are 68 year olds mopping the floors at McDonalds because they can't afford to retire.
I really don't care what your view is on universal health care, the single payer system of the stupidity of the US government, there is in fact a problem with people not having insurance and as a result they create a drain on the system because they need care in emergency situations, and there is nobody that can pay for it.
Because I don't like the idea of The Government, intruding into my life and making personal and financial decisions for me and telling me "Trust us. This is for your own good."
Yeah. If the Government ever comes to me and says "We need to blow you up. But trust us, it's for your own good." I think I'll have a pretty big problem with that. Dumbass.
I think Muad mentioned this earlier in the thread (or maybe in a another, but being in the medical field, he'll back this up), but the biggest drain on the ER isn't the actual emergencies so much as people using it as an alternative for seeing a regular doctor and coming in for things that aren't emergencies--and most of the time, the ones doing that are those on Medicaid that won't be billed for it. He's even said someone went to the ER for a goddamned pimple. That's just stupid. That being said, anyone that wants to gamble with going bankrupt if they get in a serious car accident because they didn't have insurance and no one will have them afterward is a tool.