Page 1 Winnebago County Board Finance Committee Meeting Closed Session County Administration Building 404 Elm Street, Room 510 Rockford, IL 61101 Monday, April 10, 2017 5:30 PM Present: Others Present: Ted Biondo, Chairman Gary Jury Burt Gerl Dave Boomer Steve Schultz Jaime Salgado Keith McDonald Absent: Joe Hoffman Frank Haney, County Board Chairman Carla Paschal, Chief Financial & Budget Officer Bill Emmert, Assistant State’s Attorney Kim Ponder, Human Resources Director Tom Jakeway, Trial Court Administrator Pending Litigation • Regarding Mark Jurasek versus Winnebago County, a workers compensation case, it involves a civil case and an underinsured motorist case. Mr. Jurasek is an active officer with the County. On October 17, 2015, while in the line of duty, Mr. Jurasek’s vehicle was hit by an at-fault driver who ran a red light and struck his vehicle. Mr. Jurasek was taken to the emergency room and treated. A civil matter arose out of the claim, the at- fault driver paid a sum of money to Mr. Jurasek but he was underinsured. That underinsured policy was paid to Mr. Jurasek himself and we are allowed to take credit for it. However, the County also has an underinsured motorist policy so we have to look at the interplay between all three of those. Mr. Jurasek’s attorney made an initial demand of $168,000 to close out all of the issues including the workers compensation case, as well as his underinsured motorist litigation. After negotiations they are willing to settle all of the claims for $117,500. That includes all future medical expenses, all lost time, permanent disability as well as in the underinsured motorist claim any pain and suffering in the future. • Ms. Ponder – Our policy that we carry for our underinsureds does not have an exclusionary piece in it for employees. It will when we renew it. • A discussion followed. • Mr. Emmert – Three weeks ago I brought the Kelly and Anita Cosgriff case to the Finance Committee. It’s a civil rights case involving a free speech issue that we had to go to mediation at the 7th Circuit. The consensus was not to offer anything. At the mediation the Cosgriffs were really not inclined to settle but at the end they said they Should cops lose their jobs if they dont have vehicle insurance elwoood how coud somethingf like this happen in america? https://wincoil.us/media/271340/finance_closed_04.10.17.pdf
https://wincoil.us/departments/county-board-office/county-board-members/ not by the book supper cop. bad people cop, arrested someone in with autism in their backyard autism shooting a beebee gun. The person in with autiusm in booking was unable to move.
Isn't the county having an underinsured provision in their insurance the insurance company covering it? I know it has to be argued, but it seems like standard procedure to get the officer covered. I am not sure how it works with police vehicles, but as a business owner who had people driving a company vehicle I had to have insurance for that person, the vehicle, and the potential injuries that could result from an accident. My personal vehicle liability coverage was a different policy and if I was driving the vehicle for work purposes an injury claim for myself would have gone through the business insurance rather than my personal automobile liability coverage even though I was the owner operator of the business. Your opening post seems really about what insurance company is going to pay from what account. Your question is a little bit vague, but the reality is my personal car insurance will not cover me at all if I am driving for another business as far as I am aware. If my personal car insurance were to lapse I could still drive a business car that was insured and registered.
I assume "underinsured" means "had insurance that met the legal requirements, but left gaps in coverage that resulted in the person being out a bunch of money."
I'm honestly a little confused as to why the employee's personal insurance was involved at all, since the accident was on the clock, but I'm guessing he was using a personal vehicle and the insurance companies hammered out some kind of pecking order...