I mean sure, let people live in government funded converted shipping containers if they want but I'd like the opportunity to build equity (TAX FREE equity) in my home in order to retire to a nice life that I've worked hard for and pass on something to the kids
Well, then we can have quack/crooked shrinks diagnose the homeless as crazies, whether they are or not, and warehouse them in institutions. But Reagan fucked that up. To the cheers of Repugs who gave him his second term. Or, we can deputize fascist motorcycle gangs as Judge Dredds to kill the homeless, but you guys swear up and down you don't want that. So....you don't want them in houses, you don't want them in institutions, you don't want them on the streets, you don't want them in tent villages, and you swear you don't want them genocided. Where are they supposed to go, fucking Narnia?
so would most folks, but given the cost of a house has more than tripled against median wages since 1995 you'll probably only leave them a second or third mortgage. more to the point (rental apartments)... my lease is about 12 years old and I pay about $800 for a <250 sq ft studio. The guy across the hall in pretty much the same place moved in 3 years back... they're sticking him for double.
No it’ll be considerably more than that and I’m very happy there was a free market in place to help build equity that my kids will be comfortable on after i die in a Bangkok hotel room with 3 whores when I’m 70. I hope they’re able to do the same for their kids when they buy homes Wages need to be higher, we’re in agreement on that, but the government (on all levels) being anti building houses has created a huge shortage that has crushed house affordability. We need to get back to cutting red tape and unnecessary costs and build a fuck load of housing. And I’ve got just the man for the job - Pierre Poliviere! Howd you manage a 12 year lease? Unheard of where I’m from
clarification: that's the terms of the lease, which remain in effect despite changes to the RTA. Specifically rental increases and how much rates can be raised between tenants. The tenancy is technically monthly, but the protections of the RTA that are still left only allow for increases of under 3% without major capital investments to the unit or building. It isn't about governments simply being against building new homes, but not requiring affordable homes to be built/maintained. There're thousands of new "luxury" units that have been built, and thousands more "upgraded"... inevitably out of reach compared to wages and employment rates. That they're poorly built is a result of "red tape" being cut in the first place. And you really want the country handed to a guy who's only private sector experience is as a telemarketer and having a paper route?
exactly... so might as well get someone with even poorer, less relevant credentials? His brother is running my province at the moment. Besides being investigated by the RCMP for a bunch of real estate shenanigans, this is a guy who made a home schooled 22 year old minister of education.... :/
At this point I'd take my left nut over any Liberal or NDP jagoff Neither party has done anything to demonstrate that they deserve to be in power
I get it about the Liberals, but the few times the NDP has run provinces they haven't left them in worse shape. Better than can be said about the other two for the past 30 years.
so back to this... why not? It's a necessity of life... the cost of a home relative to median wages has tripled (and often, quintupled) over the past 25 years. How much more profitable have 30-50 year mortgages become in that time for lenders compared to when they were more likely to only be 10-20 years? Less tangibly, I worry about how big of a cog in driving the economy real estate can be given the speculative aspect of the valuation process... how that in turn drives inflation on everything else. When that artificially inflated market inevitably crashes/defaults... Historically speaking, hyperinflation never ends well. Ask Anc to explain "assignat".
Houses don’t magically appear out of the aether. Someone has to build them. Presumably that someone would like compensation for their time and effort. So unless you wanna bring back slavery, “free” housing ain’t happening.
@Diacanu If you ask me a question, I answer, then you fantasy rep me then it's pointless to have a discussion with you.
If you want institutions back, conservatism isn't going to pull it off for you. They can't even manage to get the Trump monkey off their back.
Fucking little racist cunt. We hear all your racist dogwhistles. even stormfront won't have you for being too obviously racist. You are the Homer Simpson to their no Homer club.
perhaps... but it strikes me that given the influence it has on the tides of economics (along with a long enough list of pragmatic reasons before we even start with humanist ones), market regulation/residential subsidies aren't an unreasonable function of government.
The only moral affordable housing is to cut open bankers and live inside them like a Tauntaun from Empire Strikes Back.
I am tall, and I do not think I can fit into the rather small banker chicks and dicks. According to the media depiction of trans people I am supposed to fatten them up in a pit before I wear their skin.
Habitat for Humanity and other charitable efforts would like a word. There would be a lot of ways to fully house our current populations short of someone cracking whips and instituting forced labor, or even significantly raising taxes. The main obstacle is political willpower.
Habitat for Humanity is awesome. They don't just give away houses, recipients have to invest a certain amount of "sweat equity" to earn them. they also have to show they have the means and motivation to make "reasonable" mortgage payments. Just sayin'
not too mention, land trusts. It's mind blowing how many have popped up in the last five years alone with the purpose of maintaining affordable housing whilst also "removing pieces from the board". Both of the LTs I'm involved with are mandated to hold onto properties for 100 years before they can be sold. The larger one is connected to where I work in that we lease for the purpose of (subsidized) rent geared to income tenants and (AFAIK)the LT gets the subsidy payments (or various considerations equal and in lieu of...