Jesus, what kind of third world shit is that? I've been into the ER once too. Very good experience with no bill afterwards.
Illinois Obamacare plan crippled by losses The operating losses continue to mount at struggling Land of Lincoln Health, totaling $90.8 million for the Obamacare health plan in 2015. That net loss is almost five times greater than the Chicago-based startup reported in 2014, when it totaled $17.7 million. The insurer lost about $40 million in just the last three months of 2015, according to a new financial statement filed with national insurance regulators. Jason Montrie, Land of Lincoln president and interim CEO, did not immediately respond to a message seeking comment. Kevin Scanlan, chairman of the insurer's board of directors, said in a statement: "Land of Lincoln Health, like other insurers across the market, continues to adjust its business model as we learn how to best adapt to the new marketplace. . . .The board is confident in its long-term viability and will continue to evaluate and invest in the needs of our members.” Touted by small businesses as an alternative to big insurers, Land of Lincoln was one of 23 co-ops nationwide spawned by the Affordable Care Act to create competition on the health insurance exchanges and force down prices. It was the only one in Illinois. But just three years in, 12 of the 23 co-ops had closed as of Jan. 30, according to Sabrina Corlette, senior research fellow at the Center on Health Insurance Reforms at Georgetown University. They were beset by sick and expensive enrollees, legacy insurers with deeper pockets and federal funding that disappeared. Republicans kept pointing out that Obamacare can't possibly work because the math doesn't add up. Well, math is a damnably stubborn thing, and once again it sends a reminder to liberals that hope is no substitute for a sound business model.
It would've taken me longer to pay the bill. Yeah, it's not like I have my bill informing me how much advanced premium tax credit I'm getting every month that significantly lowers what I have to pay my provider. Or how I recently had my taxes done and found out I was exempt for the part of the year I had no insurance because of my Native status that got me out of being fined.
Which, as MAoHS pointed out, is applicable to anyone whose income is less than 400% of the federal poverty line. Anyone.
Than why didn't it say anything to the effect until after I'd put in my information about being a member of a Federally recognized tribe? Why was I going to get fined for not having insurance for part of the year until I brought up that membership?
Okay, it's been a while since I've been to the HealthCare.gov site (I got my Blue Shield policy through Covered California), so maybe they've added that feature (or maybe I just didn't notice it), but providing a link when the topic first came up might have saved some wrangling. It still might.