WhiteHouse Posts Obamacare Costs State-by-State

I'll take that as a "no."

Meanwhile, from the link in the OP, here's what would happen, state by state, if the ACA were REPEALED:

Who knew Ramen would turn into a shill for the Gubmint?

In Arizona, the benefits of the health care law are real, and the repeal plan pushed by Republicans in Congress
would undermine or eliminate them across the board, reversing critical consumer protections and driving up costs
for millions of Americans. Thanks to the Affordable Care Act, in Arizona:
• 1,406,000 individuals on private insurance have gained coverage for at least one free preventive health care
service such as a mammogram, birth control, or an immunization in 2011 and 2012. In the first eleven months
of 2013 alone, an additional 434,800 people with Medicare have received at least one preventive service at no
out of pocket cost.
• The up to 2,794,000 individuals with pre-existing conditions such as asthma, cancer, or diabetes – including up
to 411,000 children – will no longer have to worry about being denied coverage or charged higher prices
because of their health status or history.
• Approximately 1,269,000 Arizonans have gained expanded mental health and substance use disorder benefits
and/or federal parity protections.
• 948,000 uninsured Arizonans will have new health insurance options through Medicaid or private health plans
in the Marketplace.
• As a result of new policies that make sure premium dollars work for the consumer, not just the insurer, in the
past year insurance companies have sent rebates averaging $71 per family to approximately 424,000 consumers.
• In the first ten months of 2013, 59,600 seniors and people with disabilities have saved on average $813 on
prescription medications as the health care law closes Medicare’s so-called “donut hole.”
• 69,000 young adults have gained health insurance because they can now stay on their parents’ health plans until
age 26.
• Individuals no longer have to worry about having their health benefits cut off after they reach a lifetime limit on
benefits, and starting in January, 2,091,000 Arizonans will no longer have to worry about annual limits, either.
• Health centers have received $84,457,000 to provide primary care, establish new sites, and renovate existing
centers to expand access to quality health care. Arizona has approximately 140 health center sites, which served
about 423,000 individuals in 2012.

http://www.nytimes.com/2014/10/18/u...=Full&region=Marginalia&src=me&pgtype=article

TLDR: the point is that forced medical coverage does fuck all to keep cost down when few cannot afford even the lowest deductible plans and the government only subsidizes a portion of that. And why *are* med costs so frigging expensive?

And now with Uncle Sam backrolling medicine, ya think the insurance companies have any incentive to lower prices? More likely is that it'll be more akin to logistic operations in the military where a 3/8" nylon screw for a deck drain costs forty fucking dollar and about 40 cents to produce.

Here's what the article doesn't tell you: This woman was ill-advised in choosing a plan.

• Someone with a serious preexisting medical condition should never have chosen an HMO. She may have saved a few bucks a month in premiums, but ended up paying multiple times that in doctor visits because her specialists were out of network.
• Under the ACA, premiums are calculated based on income. If she'd opted for a PPO, she'd probably be paying $20-40 a month more - with a lower deductible* and access to her doctors - than the HMO.
• Under the ACA, at her income level, a premium of, say, $500 could be subsized to as much as 80%.
• If she's so impoverished she can't afford that (what did she do before the ACA? At her age she was probably paying $800-900 a month), she'd be eligible for Medicaid.

*I just checked the Colorado site. There are 14 carriers with $0-$1,750 annual deductibles.

We're not getting the whole story here. This is either a case of very bad judgment, or it'll turn out to be as bogus as that real estate agent being paid by the GOP to MSU prior to the passage of the ACA.

Trust Ramen to swallow.


ETA: The ACA as it exists is only the first step toward bringing the insurers and medical costs as a whole in line. Watch This Space.

In Arkansas, the benefits of the health care law are real, and the repeal plan pushed by Republicans in Congress would undermine or eliminate them across the board, reversing critical consumer protections and driving up costs for millions of Americans. Thanks to the Affordable Care Act, in Arkansas:

• 578,000 individuals on private insurance have gained coverage for at least one free preventive health care service such as a mammograms, birth control, or an immunization in 2011 and 2012. In the first eleven months of 2013 alone, an additional 311,400 people with Medicare have received at least one preventive service at no out of pocket cost.
• The up to 1,239,000 individuals with pre-existing conditions such as asthma, cancer, or diabetes – including up to 168,000 children – will no longer have to worry about being denied coverage or charged higher prices because of their health status or history.
• Approximately 604,000 Arkansans have gained expanded mental health and substance use disorder benefits and/or federal parity protections.
• 478,000 uninsured Arkansans will have new health insurance options through Medicaid or private health plans in the Marketplace.
• As a result of new policies that make sure premium dollars work for the consumer, not just the insurer, in the past year insurance companies have sent rebates averaging $49 per family to approximately 121,200 consumers.
• In the first ten months of 2013, 26,700 seniors and people with disabilities have saved on average $682 on prescription medications as the health care law closes Medicare’s so-called “donut hole.”
• 35,000 young adults have gained health insurance because they can now stay on their parents’ health plans until age 26.
• Individuals no longer have to worry about having their health benefits cut off after they reach a lifetime limit on benefits, and starting in January, 865,000 Arkansans will no longer have to worry about annual limits, either.
• Health centers have received $54,131,000 to provide primary care, establish new sites, and renovate existing centers to expand access to quality health care. Arkansas has approximately 100 health center sites, which served about 165,000 individuals in 2012.

Say, where's Ramen?

Everyone on the ACA is soon going to die due to government incompetence. Look at the fine print on any of the Obamacare exchanges and you'll see that they DO NOT cover Ebola. That's part of Obama's grand scheme to transform American health care, eliminating all the patients to make his system financially viable.

Thanks to the Affordable Care Act, in California:

• 8,061,000 individuals on private insurance have gained coverage for at least one free preventive health care service such as a mammogram, birth control, or an immunization in 2011 and 2012. In the first eleven months
of 2013 alone, an additional 2,115,600 people with Medicare have received at least one preventive service at no out of pocket cost.
• The up to 16,133,000 individuals with pre-existing conditions such as asthma, cancer, or diabetes – including up to 2,236,000 children – will no longer have to worry about being denied coverage or charged higher prices because of their health status or history.
• Approximately 7,559,000 Californians have gained expanded mental health and substance use disorder benefits and/or federal parity protections.
• 5,560,000 uninsured Californians will have new health insurance options through Medicaid or private health plans in the Marketplace.
• As a result of new policies that make sure premium dollars work for the consumer, not just the insurer, in the past year insurance companies have sent rebates averaging $71 per family to approximately 1,433,800 consumers.
• In the first ten months of 2013, 282,900 seniors and people with disabilities have saved on average $900 on prescription medications as the health care law closes Medicare’s so-called “donut hole.”
• 435,000 young adults have gained health insurance because they can now stay on their parents’ health plans until age 26.
• Individuals no longer have to worry about having their health benefits cut off after they reach a lifetime limit on benefits, and starting in January, 12,092,000 Californians will no longer have to worry about annual limits, either.
• Health centers have received $647,300,000 to provide primary care, establish new sites, and renovate existing centers to expand access to quality health care. California has approximately 1,200 health center sites, which served about 3,262,000 individuals in 2012.

Yeah, about that...my mom was one of the first people to get her shit put into the system in April (I think she got her faxed at the Kaiser my stepdad is under), and six months later she still has no coverage. What's up with that???

That is odd. I applied on October 1 and got my policy immediately. Might be something unique to Kaiser. Maybe time to kick ass and take names?

More from the link Ramen provided:

Thanks to the Affordable Care Act, in Colorado:
• 1,288,000 individuals on private insurance have gained coverage for at least one free preventive health care
service such as a mammogram, birth control, or an immunization in 2011 and 2012. In the first eleven months
of 2013 alone, an additional 292,500 people with Medicare have received at least one preventive service at no
out of pocket cost.
• The up to 2,250,000 individuals with preexisting conditions such as asthma, cancer, or diabetes – including up
to 291,000 children – will no longer have to worry about being denied coverage or charged higher prices
because of their health status or history.
• Approximately 1,115,000 Coloradans have gained expanded mental health and substance use disorder benefits
and/or federal parity protections.
• 656,000 uninsured Coloradans will have new health insurance options through Medicaid or private health plans
in the Marketplace.
• As a result of new policies that make sure premium dollars work for the consumer, not just the insurer, in the
past year insurance companies have sent rebates averaging $134 per family to approximately 150,500
consumers.
• In the first ten months of 2013, 33,700 seniors and people with disabilities have saved on average $831 on
prescription medications as the health care law closes Medicare’s so-called “donut hole.”
• 50,000 young adults have gained health insurance because they can now stay on their parents’ health plans until
age 26.
• Individuals no longer have to worry about having their health benefits cut off after they reach a lifetime limit on
benefits, and starting in January, 1,902,000 Coloradans will no longer have to worry about annual limits, either.
• Health centers have received $132,055,000 to provide primary care, establish new sites, and renovate existing
centers to expand access to quality health care. Colorado has approximately 190 health center sites, which
served about 494,000 individuals in 2012.

Thanks to the Affordable Care Act, in Connecticut:
• 945,000 individuals on private insurance have gained coverage for at least one free preventive health care
service such as a mammogram, birth control, or an immunization in 2011 and 2012. In the first eleven months
of 2013 alone, an additional 332,300 people with Medicare have received at least one preventive service at no
out of pocket cost.
• The up to 1,555,000 individuals with pre-existing conditions such as asthma, cancer, or diabetes – including up
to 192,000 children – will no longer have to worry about being denied coverage or charged higher prices
because of their health status or history.
• Approximately 613,000 Connecticut residents have gained expanded mental health and substance use disorder
benefits and/or federal parity protections.
• 243,000 uninsured Connecticut residents will have new health insurance options through Medicaid or private
health plans in the Marketplace.
• As a result of new policies that make sure premium dollars work for the consumer, not just the insurer, in the
past year insurance companies have sent rebates averaging $168 per family to approximately 47,600 consumers.
• In the first ten months of 2013, 42,000 seniors and people with disabilities have saved on average $934 on
prescription medications as the health care law closes Medicare’s so-called “donut hole.”
• 23,000 young adults have gained health insurance because they can now stay on their parents’ health plans until
age 26.
• Individuals no longer have to worry about having their health benefits cut off after they reach a lifetime limit on
benefits, and starting in January, 1,386,000 Connecticut residents will no longer have to worry about annual
limits, either.
• Health centers have received $74,616,000 to provide primary care, establish new sites, and renovate existing
centers to expand access to quality health care. Connecticut has approximately 200 health center sites, which
served about 329,000 individuals in 2012.

I know it's purely anecdotal, but I haven't noticed my healthcare costs going up any more than usual.

Mine went down when my COBRA expired. And without the ACA's ban on discriminating against people with pre-existing conditions, I wouldn't have been able to get insurance at all after that point.

Anecdotal's good. It puts a human face on the issue.

The health insurance offered through my job is apparently going up a whole lot and it wasn't very cheap to begin with. The coverage is apparently worse, too. And this is a company with 31,000 employees. Lots of coworkers are looking for better coverage elsewhere.

Other than a brief period last year when my wife was between jobs, I haven't been on it for well over a decade. Fortunately my wife works for an insurance company now and the benefits there are excellent.

You're not alone. In fact, objectively measured health care costs are going up at their lowest rate since the 1950's so, yes, Obamacare has helped to contain costs. Sadly, that just means the rate of increase has gone down and we still pay 3-4 times, per person, what countries with single payer pay.

But countries with single payer keep their costs down by not letting in people with Ebola. We don't do that, so of course our health care costs are going to be astronomically higher.

Have you signed up for Obamacare?

A lot of people in this country haven't yet because the administration delayed Obamacare for businesses that have between 50-99 people until 2016. For companies with 100 or more people it was delayed until January 2015.

Also the administration will not let anyone see the prices for the 2015 year until eleven days (sign-up for 2015 begins Nov 15) after the 2014 election. Do you think if the prices were lower they would still hold them from the public until after the election? (Signup for 2014 started in October of 2013 -- nice how the signup start date changed to accommodate the election cycle)

So yeah you might not see your healthcare costs going up more then usual. It's probably because you're employed at a company that has not yet had to implement Obamacare.

You're trying too hard, son.

Corporate America has been eroding employee health insurance benefits for decades. If anyone thinks they'd stop doing that, with or without insurance reform, they're as deluded as @Federal Farmer. The ACA anticipates that and has gotten out ahead of it. If you think your employer's going to ditch you (or, as in your case, the coverage simply sucks), you now have options you didn't have before.

Tell your wife to keep her finger on the pulse, though. It's not without precedence for insurers themselves to cut their own employees' coverage.

You wouldn't think there would still be people ignorant enough to believe that "Obamacare" is some sort of Gubmint Insurance Program.

@Zombie will now respond to this by calling me stupid...

And as a general word of advice to @Ramen and anyone else suffering from chronic laziness: If you're going to bump a thread, it might be a good idea to check that the link still supports, rather than contradicts, whatever point you're trying to make.

Yes. You are stupid Garamet.

You don't remember last year when millions of people had to sign up for new plans that complied with the law? That is what is meant by Obamacare.

This November, I and millions of other employees will find out how our insurance is going to be changing because of Obamacare.

Poor Zombie. Oh well, at least he is living up to his name with all this mindless shuffling about.

No.

If you were smart, you'd realize your employer will use "Obamacare" as an excuse to cry poor-mouth and dump coverage altogether...as tens of thousands of employers have been doing for decades; you've been lucky to escape that so far.

And if you were smart, you'd get out ahead of it, go to the exchanges and, if you really want to call yourself a libertarian, get your own damn health insurance.

Of course, if you guys reelect Rick Scott, you deserve your fate.

And since you asked:

It's amazing he was able to go all these years never noticing open enrollment period, changes to the plan, etc. How Forbinesque.

Well, at least he now knows that insurance plans change annually.

Ever notice how those who yell the loudest about "librul nannyism" are most addicted to Company Daddyism?

Thanks to the Affordable Care Act, in the District of Columbia:
• 141,000 individuals on private insurance have gained coverage for at least one free preventive health care
service such as a mammogram, birth control, or an immunization in 2011 and 2012. In the first eleven months
of 2013 alone, an additional 44,500 people with Medicare have received at least one preventive service at no out
of pocket cost.
• The up to 268,000 individuals with pre-existing conditions such as asthma, cancer, or diabetes – including up to
27,000 children – will no longer have to worry about being denied coverage or charged higher prices because of
their health status or history.
• Approximately 85,000 Washingtonians have gained expanded mental health and substance use disorder benefits
and/or federal parity protections.
• 42,000 uninsured Washingtonians will have new health insurance options through Medicaid or private health
plans in the Marketplace.
• As a result of new policies that make sure premium dollars work for the consumer, not just the insurer, in the
past year insurance companies have sent rebates averaging $53 per family to approximately 210,200 consumers.
• In the first ten months of 2013, 2,000 seniors and people with disabilities have saved on average $914 on
prescription medications as the health care law closes Medicare’s so-called “donut hole.”
• 3,000 young adults have gained health insurance because they can now stay on their parents’ health plans until
age 26.
• Individuals no longer have to worry about having their health benefits cut off after they reach a lifetime limit on
benefits, and starting in January, 208,000 Washingtonians will no longer have to worry about annual limits,
either.
• Health centers have received $22,343,000 to provide primary care, establish new sites, and renovate existing
centers to expand access to quality health care. The District of Columbia has approximately 45 health center
sites, which served about 142,000 individuals in 2012.

Thanks to the Affordable Care Act, in Georgia:
• 2,202,000 individuals on private insurance have gained coverage for at least one free preventive health care
service such as a mammogram, birth control, or an immunization in 2011 and 2012. In the first eleven months
of 2013 alone, an additional 728,900 people with Medicare have received at least one preventive service at no
out of pocket cost.
• The up to 4,324,000 individuals with pre-existing conditions such as asthma, cancer, or diabetes – including up
to 613,000 children – will no longer have to worry about being denied coverage or charged higher prices
because of their health status or history.
• Approximately 2,036,000 Georgians have gained expanded mental health and substance use disorder benefits
and/or federal parity protections.
• 1,699,000 uninsured Georgians will have new health insurance options through Medicaid or private health plans
in the Marketplace.
• As a result of new policies that make sure premium dollars work for the consumer, not just the insurer, in the
past year insurance companies have sent rebates averaging $82 per family to approximately 247,900 consumers.
• In the first ten months of 2013, 94,400 seniors and people with disabilities have saved on average $875 on
prescription medications as the health care law closes Medicare’s so-called “donut hole.”
• 123,000 young adults have gained health insurance because they can now stay on their parents’ health plans
until age 26.
• Individuals no longer have to worry about having their health benefits cut off after they reach a lifetime limit on
benefits, and starting in January, 3,317,000 Georgians will no longer have to worry about annual limits, either.
• Health centers have received $102,945,000 to provide primary care, establish new sites, and renovate existing
centers to expand access to quality health care. Georgia has approximately 175 health center sites, which served
about 321,000 individuals in 2012.